[ SOL_05 // CREDIT CARD PROCESSING / RETAIL STORES ]
Credit card processing built around the retail counter.
Card-present interchange is materially cheaper than card-not-present. We make sure your store actually pays card-present rates.
[ ECONOMICS ]
Card-present pricing, properly applied
Many retailers are routed through CNP buckets by accident, paying 30–80 bps more than they should. Our audits fix that on day one.
[ECO-01]
Interchange-Plus
- +IC + 0.15% + $0.07 typical
- +No tiered bucketing
- +Pass-through fees
[ECO-02]
Statement Audit
- +Free 90-day analysis
- +Identify mis-categorization
- +Quantified savings
[ECO-03]
Funding Speed
- +Same-day funding eligible
- +Next-day standard
- +Weekend deposits
[ FAQ ]
Credit card processing for stores — FAQ
- Card-present transactions — chip insert or contactless tap with the card physically present — qualify for lower interchange rates set by Visa, Mastercard, Discover, and Amex. Card-not-present (online) transactions cost 30–80 basis points more because fraud risk is higher.
[ NEXT_STEP ]
Ready to deploy?
Compare retail processing options, hardware stacks, and settlement schedules tailored to your store.